Terms and Conditions
Last updated: January 2026
Welcome to Patrimexo. By accessing and using this website (patrimexo.com), you accept these Terms and Conditions of use. If you do not agree with any of these terms, please discontinue your use of the site immediately.
1. Nature of Service and Financial Disclaimer
Patrimexo is a digital financial education and information platform. We are not a financial institution, bank, securities broker, investment advisor registered with Argentina's National Securities Commission (CNV), or provider of any regulated financial service. All content published on this site is exclusively educational and informational in nature and does not constitute, under any circumstances, personalized financial, tax, legal or investment advice.
2. Potential Returns and Risk Management
Any reference to returns, yields or financial results in our educational materials is purely illustrative for pedagogical purposes. All potential returns mentioned are risk-adjusted and do not represent a guarantee of present or future profitability. Investments carry the risk of capital loss. Past performance is not indicative of future results.
3. Intellectual Property
All content on this site — including texts, graphics, logos, icons, images, analyses, educational methodologies and data compilations — is the property of Patrimexo S.A. or its licensors, and is protected by Argentine Intellectual Property Law No. 11,723 and applicable international conventions. Reproduction, distribution, modification or commercial use is expressly prohibited without prior written authorization.
4. Acceptable Use of the Platform
By using this site, you agree to: (a) Not use it for illegal or fraudulent activities contrary to Argentine regulations. (b) Not attempt unauthorized access to systems, servers or site data. (c) Not publish or distribute harmful, defamatory content or content that violates third-party rights. (d) Not use automated systems (bots, scrapers) to extract content without our prior written consent. (e) Not impersonate other individuals or entities.
5. Accuracy and Currency of Information
While we strive to keep information updated and accurate, we do not guarantee the accuracy, completeness or suitability of the content for any specific purpose. Currency exchange rate data is for reference only and may not reflect real-time values or official rates from the Central Bank of the Republic of Argentina (BCRA).
6. Third-Party Links
This site may contain links to third-party websites provided solely as informational references. Patrimexo does not control and is not responsible for the content, privacy policies or practices of external sites. The inclusion of a link does not imply endorsement or recommendation.
7. Limitation of Liability
To the maximum extent permitted by applicable Argentine law, Patrimexo S.A. shall not be liable for: (a) Direct, indirect, incidental or consequential damages arising from use of the site. (b) Financial losses resulting from decisions made based on the site's content. (c) Service interruptions, technical errors or data loss.
8. Indemnification
You agree to indemnify and hold harmless Patrimexo S.A., its directors, employees and agents, from any claim, loss, damage, liability, costs and expenses arising from your use of the site in violation of these Terms or your violation of third-party rights.
9. Amendments to Terms
Patrimexo reserves the right to modify these Terms and Conditions at any time. Changes will take effect upon publication on the site. Continued use of the site following publication of modifications will constitute your acceptance of the new terms.
10. Governing Law and Jurisdiction
These Terms and Conditions are governed entirely by the laws of the Republic of Argentina. Any dispute shall be submitted to the exclusive jurisdiction of the Ordinary Courts of the Autonomous City of Buenos Aires.
11. General Provisions
If any provision of these Terms is declared invalid, the remaining provisions will remain in full force. These Terms constitute the complete agreement between you and Patrimexo S.A. with respect to the use of this site.
12. Contact
For inquiries regarding these Terms and Conditions: legal@patrimexo.com | Patrimexo S.A., Av. del Libertador 2180, Floor 12, Of. 1201, C1425AAR, Autonomous City of Buenos Aires, Argentina.